Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Garuda Kapitala website and any related tools, content, or services (collectively, the "Service"). Please read them carefully before using the Service.

Last updated: [Insert Date]

1. Acceptance of Terms

By accessing or using the Garuda Kapitala website or Service, you confirm that you accept these Terms and agree to comply with them. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Garuda Kapitala provides informational tools and content intended to support users in reviewing and comparing information relevant to their personal decision-making. The Service is provided for general informational purposes only and does not constitute financial, legal, tax, or professional advice of any kind.

We do not guarantee the accuracy, completeness, or timeliness of any information presented through the Service, and any results or outputs generated should not be relied upon as the sole basis for any decision.

3. Eligibility

By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

4. No Professional Advice

Nothing provided through the Service should be construed as professional advice. Garuda Kapitala is not a licensed financial advisor, broker, or legal practitioner. You should seek independent advice from a qualified professional before making any decision based on information obtained through the Service.

5. User Responsibilities

You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Service by, any third party. You are responsible for any information you submit through the Service and for ensuring that such information is accurate and lawfully provided.

6. Intellectual Property

All content, design, graphics, logos, and other materials available through the Service are the property of Garuda Kapitala or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

7. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Garuda Kapitala. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Your use of any third-party services is at your own risk.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Garuda Kapitala and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of, or inability to use, the Service.

10. Indemnification

You agree to indemnify and hold harmless Garuda Kapitala and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service or your violation of these Terms.

11. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without notice. We may also revise these Terms from time to time. Any changes will be posted on this page, and your continued use of the Service after such changes constitutes acceptance of the revised Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. This section should be reviewed and updated to reflect the appropriate governing jurisdiction for your business.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact Information

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.